best business tips in 2019 new must read
ENTREPRENEUR MISTAKE
NO MATTER IF YOU OWN AN ONLINE STORE
INSTAGRAM PAGE, OR SELL PRODUCTS OR
SERVICES YOU NEED A
CORPORATE IDENTITY
A LOGO
A THEME
COLOR SCHEME
STRUCTURE
BANNERS
CLEAR TARGETING
OBJECTIVES
MARKET POSITIONING
A PLAN40 BUSINESSES TO START
UNDER $2000
@winnersthings
1. Pet sitting
21. Green business consultant
2. Lawn care
22.Video production business
3. Toy maker
23.Customer service trainer
4. Handyperson
24.Event and party planner
5. Life coaching
25. Apartment prep service
6. Music lessons
26. Freelance photography
($
9. Personal trainer
7. Makeup artist
27.Bounce house rentals
8. Resume service
28.Marketing consultant
29.Small business coach
10. Image consultant
30.Affiliate marketing
11. Backyard nursery
31. Website developer
12. Online researcher
32.Bike repair service
13. Decorating service
33.Pet photography
14. Garden consultant
34.Wedding planner
15. Commercial cleaning 35. Product flipper
16. Business plan service
36. Travel planner
17. Non-medical home care 37. Website flipper
18. Vintage clothing dealer 38.App developer
19. Arts and craft instructor 39.Sales trainer
20.SEO and digital consultant 40.Ebay sellerThe 12 Personal
You Need
Finance Rules
To Live By
2
Live below
your means
Save at least 10%
of all you earn
3
4
Track your spending
5
Buy the home
you can afford
Create and
follow a budget
Pay down
high-interest
7
debt
Set long and
short-term
goals
Build financial
intimacy with your
partner
Invest in ETFS
10
Maximize your
employer
retirement plan
11
Protect your
12
Have a wll and
loved ones with
family
life insurance
emergency plan
of www fiandwine comPERSONAL
BUDGET
CATEGORIES
www.thepracticalsaver.com
INCOME
Salary/Wages
Interest
Side Hustles
Retirement
Investments
SAVINGS
Retirement
Investments
Emergency Funds
Short Term Savings
Others
UTILITIES
Electricity and Gas
Water, Sewer, & Trash
Internet and Phone
Cable or Satellite
Others
HOUSING
Rent or Mortgage
HOA Fees
Maintenance Fund
Warranty & Insurance
Others
FOOD
Groceries
Eating Out
Others
TRANSPORT
Car Payment
Auto Insurance
Fuel and Repairs
Fees and Tags
Others
INSURANCE
Health, Dental, Vision
Prescriptions
Life and Disability
Out-of-pocket fees
DEBT
Student Loans
Credit Cards
Medical Bills
Personal Loans
LEISURE
Vacations / Trips
Subscriptions
Gifts
Others
Others
Movies and Videos
Others
EDUCATION
Tuition and Fees
School Supplies
Extracurricular
PERSONAL
MISC
Trips
Others
Toiletries
Beauty/Barber Shop
Clothing
Laundry
Others
Child Care
Kid's Allowance
Pet Care
Computer
Others20 SIMPLE TIPS ON
HOW TO
PAY OFF DEBT FAST
1. Make a list of all your debt.
2. Set a budget.
3. Pay with cash.
4. Reduce spending
5. Pay small bills first.
6. Double up on payments.
7. Cancel subscriptions.
8. Check bills for the best price possible.
9. Learn to be content.
10. Avoid new debt.
11. Analyze your behavior.
12. Set goals to pay off debt.
13. Look to increase your income.
14. Find low-cost activities
15. Eat at home.
16. Cut your addiction.
17. Educate yourself.
18. Need vs. want
19. Stay motivated.
20. Seek financial advice.107 Frugal Living Ideas
Save on Groceries
Save on Clothing
1. Compare Price per unit
2.Shop Store Sale Circular
3. Shop with List
4. Meal Plan
5. Shop your own pantry
6. Know your stock-up price.
7. Sale items in back of store
8. Price book
9. Top/Bottom Shelves Better
Pricing
10. Buy generic
11. Skip convenience
packaging
12. DIY Cleaning Products
13. Buy Reusable
14. Buy Bulk
15. Skip Soda and Juice
16.Shop Less Often
17. Utilize Farmer Markets & Co
ops
18.Meatless meals
19. DIY Laundry detergent
20. Grind your own coffee
21. reusable k-cups
22. Buy in-season produce
23. Loyalty Programs
24. Buy online
25. Skip bottled water
26. Buy bagged produce vs.
individual pieces
27. Sandwich meats from the
deli
28. Use up overripe fruit for
muffins, smoothies
29. DIY dry pancake mix
30. Ibotta/Checkout 51
31. Price match
32. Shop Quickly
33. Prepare your own food
34. Use up ingredients between
meals
35. organize pantry
36. Subscribe and save.
37. Use your freezer
38. Grate your own cheese
1. Swap with Friends
2.Garage Sales
3. Consignment Shops
4. Thrift stores
5. Buy Offseason
6. Buy a size up
7. Sale items in back of
store
8. Utilize coupons & sales
9. Make your own
10. Buy versatile pieces
11. Skip duplicates
12. Shop other sections
13. Save gift cards
14. Use ThredUp
Save on Utilities
1. LED Light Bulbs
2.Use Fans
3. Dress Warmer
4. Energy Efficient
Appliances
5. Turn it off!
6. Blackout curtains
7. Shop around
8. Prepaid Cell plans
9. Smart powerstrip
10. Draft blockers
11. Programmable
thermostat
12. Change air
filters regularly
13. Maintain appliance
14. Don't run washer till
full
15. Low Flow Shower head
Save on Everything Else
1. Carpool
2.Public transportation
3. Do your own nails
4. Wash your own car
5. Color your own hair
6. Kindle Unlimited
7. Ditch Cable
8. Cancel subscriptions
9. Family memberships
10. Utilize local library
11. Ride your bike
12. Repurpose and Reuse
13. Optimize trips to save gas
14. Bring your own
breakfast/lunch to work
15. Negotiate lower fees
16.Sell unused items
17. Swap babysitting services
with friends
18. Get Organized
19. Cut the gym
20. Budget ahead and sinking
funds
21. Shop around
22. Greeting cards from dollar
store
23. Shop around for insurance
24. Check out dent and scratch
sales
25. Use up leftovers
26. School supplies from dollar
store
27. Shop garage sales
28. Used cars
29. Buy discounted gift cards
30. surveys
31. No spend challenge
32. Refinance student loans
33. Staycation
34. Emergency fund
35. handmade gifts
36. Use GasBuddy
37. Roundup on loans to save on
interest
38. DIY simple repairs100
VTXCAPITAL.COM
SMART WAYS
TO MAKE MONEY
1. Get paid to take surveys
51. Place Ads on Your Car
2. Start a Blog
52. Deliver Newspapers
3. Drive with Uber
53. Find Odd Jobs on Craigslist
4. Earn More Interest on Your Savings 54. Exploit Facebook "Yard Sale" Pages
5. Become a Freelance Proofreader 55. Get Paid to Watch Online Videos
6. Make money off your email inbox 57. Sell Your Hair
58. Trade Baseball Cards
7. Link your loyalty cards to the Ibotta App Enter Online Contests and Giveaways
59
8. Get Cashback When You Shop
9. Get paid to use search engines
60. Crowdfund
10. Invest Your Savings
61. Install the Shoptracker App
11. Peer to Peer Lending
62. Do Chores for People
12. Become a virtual assistant
63. Become a Brand Ambassador
13. Sell Gift Cards You'll Never Use 64. Join a Focus Group
14. Participate in Paid Research Studies 65. Flip Things on Craigslist
15. Use Swagbucks for Online Search 66. Maintain Yards in Your Neighborhood
16. Sell Your Stuff
67. Become a Tutor
17. Join Nielsen Panel
68. Become a Ghostwriter
18. List an extra room Airbnb
69
19. Consulting for Local Small Businesses z become a Virtual Assistant
70. Become a Translator
20. Affiliate Marketing
71. Launch Your Own YouTube Channel
21. Create an Online Course
72. Sell Crafts on Etsy
22. Offer Resume Help
23. Become a Bartender
73. Start a Podcast
74. Refurbish Antiques and Resell Them
24. Pet Sitting
25. Start Personal Training
75. Event DJing
26. Become a Notary
76. Meal Prep Services
77. Train Dogs
77. Train Doas
27. Car Washing and Detailing
28. Be a Coach/Trainer for a Specific Sport 79. Rec Sports Referee-ing
r8. Groom Dogs
29. Marketing Copy Writing
30. Prepare Taxes
80. In-Home Help for the Disabled
81. Participate in Clinical Trials
31. Become a Wedding Planner
82. Estate Sale Service
32. Become a Photographer
83. Electronics Repair
33. Web Design Services
84. Window Cleaning Service
34. Interior Design Consulting
85. Become a Mentor
35. Edit College Admissions Essays 86. Logo Design
36. Develop an App
87. Direct Sales Consulting
37. Buy and Sell Domain Names
88. Write an Ebook and Sell it On Amazon
38. Advertise on Social Media
89. Substitute Teaching
39. Test Apps and Websites
90. Play Poker Online
40. Rent Out Your Car
91. Become a Mystery Shopper
41. Sell Your Old Textbooks:
92. Transcribe Audio into Writing
42. Help Google Improve
93. Sell Roses for Valentine's Day
43. Sell Your Recycling
94. Be an Online Juror
44. Do Event Staffing
95. House Sit
45. Be a Search Engine Evaluator
96. Real Estate Crowdfunding
46. Grocery Shop for People
97. Donate Plasma
47. Snow Removal
98. Get a Promotion
48. Data Entry
99. Ask for a Raise
49. Walk Dogs in Your Neighborhood
100. Work overtime
50. Babysitting50+
WAYS TO MAKE
MONEY ONLINE
1. Test websites and apps 22. Influencer
2. Sell services on Fiverr 23. YouTuber
3. Matched betting 24. Create a course
4. Design T shirts
25. Create a community
5. Paid to review songs 26. Get cashback
6. Internet research 27. Enter competitions
7. Transcription
28. Spot bargains
8. Paid to watch videos 29. Translation
9. Get paid to search 30. Web design
10. Virtual Assistant 31. Clickworker
11. Search evaluator 32. MTurk
12. Freelance writer 33. Spare5
13. Write an ebook 34. Retail arbitrage
14. Start a blog
35. Dropshipping
15. Design printables 36. Design an app
16. Ecommerce store 37. Swagbucks
17. Online tutor
38. Inbox Pounds
18. Surveys
39. Freelance consulting
19. Proofreader
40. Pinterest marketing
20. Sell stock photos 41. Trade collectibles
21. 20 Cogs
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